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Michael A. Gallo

Chapter 13 Trustee


Due to the COVID-19 pandemic, parties are prohibited from in person appearances at the Bankruptcy Court and therefore all 341 hearings shall be conducted telephonically until further notice.

In order for Debtors to participate in the 341 Meeting of Creditors, you must provide your attorney with the telephone number for your participation in the call at least two (2) days prior to the scheduled meeting date. 

For all other hearings, the court’s call-in number is (888) 363-4734 Access Code No. 2706278#.  For details on telephonic participation, please refer to the court’s notice on telephonic hearings dated September 2, 2020 at:  

When in person 341 Meeting of Creditors are resumed you must have with you a government issued proof of identification and proof of your social security number. Failure to have these documents will prevent us from completing your examination and your case could be dismissed as a result.

​You must also provide our office with copies of your most recently filed Federal and State tax returns 7 days prior to your hearing.

We do not accept Chapter 13 plan payments at our office. 

All payments sent by check or money order must be sent to the following address:

Michael A. Gallo, Trustee
P.O. Box 80
Memphis, TN  38101-0080

Please write your case number on the check or money order before mailing.

Alternative to Mail-in Payments:

Debtors may send payments electronically through TFS.  Please use the link below for more information on how to register for electronic payments.

All correspondence including annual tax returns should be mailed to the following address:

​Office of the Standing Chapter 13 Trustee

5048 Belmont Avenue
Youngstown, OH  44505

Please note that we do not correspond with Debtors via email.

If you have any questions about practice in the Northern District of Ohio, Eastern Division, please call our office.  Registered users may use the Epiq Document Portal to submit documents electronically.

Please call our office to register.

You may access general information for the Youngstown Bankruptcy Court regarding Administrative Orders and the Local Rules via the court’s website at

You may monitor and review all payments you have made, all claims which your creditors have filed and all distributions to those creditors who have filed proofs of claim by registering at

Please be advised that the Chapter 13 Trustee and the office staff are not permitted to provide legal advice to Debtors or Creditors.